Long Term Care Plan

Be Prepared As You Age To Maintain Your Independence In The Comfort Of Your Own Home

According to data from the Health And Human Services, approximately 70% of seniors will require some type of home care at some point in their lives. This means that almost three out of four individuals will need assistance with activities of daily living such as bathing, dressing, and meal preparation, as well as instrumental activities such as grocery shopping and medication management.

Although Medicare, Medigap, and most Medicare Advantage Plans cover hospital stays, doctor bills, and some short-term skilled nursing care, they do not typically cover the cost of home care. This means that seniors may have to pay out-of-pocket for these expenses or rely on informal care provided by family members or friends.

To address this gap in coverage, True Freedom Home Care Plan offers an affordable alternative for seniors and their families. With a True Freedom Home Care Plan, seniors can access essential home care assistance with a simple phone call following an unexpected injury or illness. These membership plans provide peace of mind, security, and independence by offering a plan of care that is already in place and tailored to each individual’s specific needs.

In contrast to traditional Long Term Care Insurance plans, True Freedom Home Care Plans allow seniors to receive custom care assistance in the comfort of their own homes. This not only allows them to delay or avoid a lengthy hospital or nursing facility stay, but also ensures that they can continue to live independently and with dignity in their own homes for as long as possible. By offering this flexible and personalized approach to care, True Freedom Home Care Plans can help seniors maintain their quality of life and support their overall health and wellbeing.


Built-In Features

Inflation Protection

Because members are contracting for access to “Hours” and not “Days” or “Dollars”, the value of plan hours automatically increases over time. As the cost of home care steadily rises through the years, the increased expense is covered at the point in time a member chooses to access their contract hours.


True Freedom Discount Reward Program

Each year that a True Freedom Home Care Plan member does not utilize home care services, they can earn a discount of 10% upon their membership’s anniversary and renewal. This savings can be continued for up to four years.

To illustrate, for instance, on the fifth year of membership and beyond, the member can enjoy a discount of 40% on the cost of their contract maintenance for as long as they don’t require home care services. This discount is a testament to True Freedom Home Care Plan’s commitment to providing quality and cost-effective services to seniors and their families. By incentivizing members to stay healthy and independent, the plan not only helps them save on costs but also supports their overall well-being.


Allocated hours for home care services/custom care assistance for seniors with inflation protection built in

With Home Care Services, Members Can Select To Utilize Either Of The Following:

Agency Hours

Provided by a network of licensed and registered home care agencies in the True Freedom Network

Anytime Hours

Members have the freedom to choose a friend or neighbor to provide their home care services.

Home Care Services

True Freedom Home Care Plans offer two non-medical home care service options for members to choose from when the need for assistance becomes essential. These options include AGENCY Hours provided by a network of licensed and registered Home Care Agencies in the True Freedom Network, or ANYTIME Hours, which provide members with the flexibility to choose a friend or neighbor to provide their home care services.

Under the AGENCY Hours option, members can access a network of licensed and registered Home Care Agencies within the True Freedom Network. These agencies provide professional and specialized care services, including personal care, respite care, and companion care, among others.

On the other hand, the ANYTIME Hours option allows members to choose a friend or neighbor to provide their home care services. This option provides the flexibility and convenience of choosing a caregiver that the member knows and trusts. Members can rest assured that their chosen caregiver will receive training and support from True Freedom Home Care Plan to ensure that they can provide the necessary level of care and support.

By offering these two options, True Freedom Home Care Plans provide members with the freedom to choose the level of care and support that best fits their needs and preferences. This flexibility allows seniors to maintain their independence and quality of life while receiving the care they need to live comfortably and safely at home.

Four Plans to Choose From

Platinum Plan ($475/Month)

Lifetime Membership Hours: 10,000

Current Lifetime Retail Value: $250,000

Gold Plan ($295/Month)

Lifetime Membership Hours: 6,000 Current

Lifetime Retail Value: $150,000

Silver Plan ($175/Month)

Lifetime Membership Hours: 3,000 Current

Lifetime Retail Value: $75,000

Bronze Plan ($95/Month)

Lifetime Membership Hours: 1,500 Current

Lifetime Retail Value: $37,500

All Plan Include:

Meal Preparation, Accompany To Doctors Appointments, Dressing, Bathing, Laundry & Ironing, Changing Linens, Grocery Shopping, Medication Reminders, Meal Planning, Hygiene Grooming, Toileting, And More!


**Membership of Our Circle of Life Organization is required for special pricing, which is a lifetime onetime fee of $126.